Insights and News

The True Cost of Homeownership: What You Pay Beyond the Mortgage

Posted on Feb 02, 2026




When many new Canadian homebuyers calculate whether they can afford a new home, they focus almost exclusively on one number: the monthly mortgage payment. It's the figure lenders use for the mortgage stress test, the number real estate agents discuss during showings, and the benchmark buyers use to determine their budget.

However, the mortgage is on...

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2026 Canada Housing Market Forecast: Will Buyers Finally Re-Enter the Market?

Posted on Jan 04, 2026




Will 2026 be the year Canadian buyers stop waiting? Most major housing forecasters believe activity will finally pick up after two muted years, but expectations vary on how strong that rebound will be and where it will show up first. After a sluggish and uncertain 2025, the Canadian housing market appears positioned for gradual normalization rather...

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